The concept of online shopping has gradually expanded to getting your insurance quotes on the internet as well. Letting you compare online life insurance quotes and design a policy specifically for you without blindly following an agent while sitting at home is an incredible idea. Here’s all you need to know about online term life insurance quotes.​


Since a few decades, people have been getting insurance quotes from agents and buying life insurance in person. But today’s technological advancements have made obtaining your term life quotes online truly beneficial, convenient and cost-effective.​

Great Convenience – Convenience surely comes up as the top benefit of getting online term life insurance quotes. Online quotes allow you to get it all done in the comfort of your home whenever you want. Plus, you are not under any kind of pressure from a policy agent.​

Extremely Quick Quotes – There’s no doubt in the fact that obtaining your insurance quotes online lets you get multiple policy quotes almost instantly. Apart from that, you can also opt for receiving the quotes on a call by speaking with a policy professional who can answer all your questions.​

Option to Compare – The concept of obtaining life insurance quotes online enables you to get rates from a range of insurance carriers and perform a thorough comparison between different types of term life insurance plans offered by them with the utmost ease.​

Highly Specific Quotes – The option to choose from a whole spectrum of policy options and features, customers are able to cherish highly personalized yet cheap term life insurance quotes online that can meet their specific needs as well as budget themselves well. You can decide what amount you need as your term life coverage, as well as how long you need the coverage. Keeping your debts, family income, savings and much more in mind, you can easily find out how much life insurance you are actually going to need by using a quote calculator offered by reputable broker.

​Information Transparency – Getting your term life insurance online quote lets you access all the information and features of the policy. This implies that every single piece of information that you access is going to be up to date, genuine and accurate. Apart from great transparency, you can enjoy the option to review the features offered by your policy at any later date.​


Of course, the internet has made it a hassle free affair to obtain term life insurance quotes but there are some essential elements that you need to be considering while you compare quotes from different carriers. It can help in reducing the amount of coverage you may need, as well as help you choose the perfect plan for yourself. These factors include:​

Income Amount To be Replaced – Replacing the income amount of the insured is usually the biggest purpose served by term life insurance. So, you must make sure that the policy quote obtained gives you the right estimate of the income to be replaced, as well as the coverage term in order to let your family lead comfortable and secure lives.

​Final Expenses – Your term life insurance must be able to allocate for final expenses including medical expenses, burial costs, funeral charges and other related expenses. An average funeral generally costs about $10,000, which does not account for other medical costs that may be incurred.​

Total Debts – Make sure you are well aware of all your debts that should be paid off with your term life insurance policy if the unthinkable should occur and you face a sudden death. This includes all the amounts you need to pay for any mortgages, car loans, credit card debts, as well as personal or business loans taken by you or your family. Get your quotes after adding up these amounts so that you are able to settle on a quote that ensures the security of your loved ones in the event of your death and allows them to pay off your debts with the term life insurance coverage amount.

​Estate Taxes – It is quite a common misconception that estate taxes work as a strong influence only for the wealthy of people. Estate taxes are a thing to keep in mind for almost everyone who owns a piece of property. As these taxes can require you to pay as much as 50 percent of your total estate value in some cases. You must have enough insurance to cut or eliminate your estate tax burdens that will otherwise be transferred to your loved ones.​


The first step to getting life insurance quotes for purchasing coverage online is to ensure that the company you are buying from is reputable. Doing the same is surely not a tough task anymore as a number of top-rated insurance carriers offer their policy quotes online. Also, you can find more information regarding the backgrounds of different companies on many additional portals and learn about their overall reputation, financial strength, and ability to pay insurance claims.

​Getting your free term life insurance quotes has many positives and is all about securing the future of those who matter to you. If you are ready to take the leap and want to get the best possible evaluation done for your term life insurance policy requirements, get your instant online quotes from Pacific Insurance Group or simply call us at (425) 246-4222.​


​Everyone is looking for affordable life insurance these days. Even though no one wants to think of an untimely death, we all have to leave our loved ones some day in life. Are they financially secure once you have left them for good? Unfortunately, the answer is a resounding “No.” Your passing away can have a serious impact on their lives. That’s why you need to obtain an online insurance quote without delay.​

Instant Quotes From Numerous Agencies

​You can obtain instant quotes from several agencies thanks to the Internet technology available today. This was not the case in the past. In fact, you would have had to call numerous insurance providers and give them your information. Then, set-up appointments with each agent to go through their literature and discuss the advantages of buying their coverages. The process was time consuming which would have taken a couple of days to complete. Today, you can send the details to multiple providers with one click of the mouse thanks to online insurance quotes. The process takes only a few seconds compared to a few days in the past.​

There Is No Trouble In Setting Up In-Person Appointments

​In today’s busy world, the last thing you want is to setup an appointment with an insurance broker to get the necessary information. On the other hand, you are also likely to end up in a high-pressure sales pitch from the insurance agent. Who wants an insurance broker to pressure them into buying whatever policy they want you to buy? Purchasing life insurance is a decision that should be made leisurely. That’s where an online insurance quotation is important.