Understanding how Medicare works is like grasping how a new iPhone works. Someone who still uses an iPhone 6 is comparable to someone who is on a Medicare plan from 2014.

If a Medicare beneficiary does not “join” or “switch” to another MAPD plan, they will automatically be switched back to Original Medicare. Hopefully they are speaking with
someone who can deliver the bad news in a palatable way and explore all available options.

It has been 59 years since President Lyndon B.
Johnson signed into law legislation establishing the Medicare and Medicaid programs. Some would say this was the beginning of “entitlement” in the United States of America.