Annual Renewable Term is the full name for A.R.T. Do you know what your term life insurance premium will jump to in the next five, ten, twenty years? It is common for insurance agents to speak of A.R.T. on such…

Life insurance companies in the United States are heavily regulated by each state department of insurance, but all states are members of the NAIC, which stands for National Association of Insurance Commissioners. Federal regulation of the insurance industry would save…

Purchasing life insurance 20 years ago is way different than it is today. When I purchased my life insurance policy it was face to face with an insurance agent that came to my house and an examiner who came and…