Why Working With an Experienced Local Agent Beats Buying Policies Online

When you are in the market for a new life insurance policy, it may be tempting to get one from the comfort of your own home by buying a policy through an agent online. But while convenience is definitely a tempting factor, you may be shooting yourself in the foot by buying online. 

The first reason not to buy online is the lack of personalization. If you are working with an agent or broker online it is very likely that they will be less motivated to fight for you and get you a good deal on the premiums you want. Working with a local, experienced agent, however, you will likely get a much better deal because the local agent is more likely to go to bat with the companies on your behalf both for your sake and for their own reputation. There is also a good chance that the local agent has better relationships with the companies than an online agent – as a result, it’ll be easier for the agent to negotiate and get you a better deal. 

Additionally, if you’re into supporting local businesses, it is preferable to work with a local agent for obvious reasons – you’ll be supporting your local economy and building a relationship with your agent is only beneficial in the long run. When you take out a policy for twenty years and need to renew it, ask yourself who will probably help you out more, much less remember you: the local agent that you worked with and maintained a relationship with, or an online agent you’ve only spoken to on the phone who gets hundreds of no-name leads every single week? 

In short, while the convenience of working with an agent online may be tempting, it is oftentimes much better to work with an experienced local agent – and here at Pacific Insurance Group, we have plenty of experienced agents who will help you get the policy you need at a price that will work best for you. If you’re ready to work with us, we’re ready to do everything we can for you. To get started, visit us at www.pacificinsurancegroup.com to get a free, no-nonsense quote or call us at (425)-246-4222 to get started with one of our agents. We can’t wait to have you join the Pacific Insurance Group family.